Many doctors prescribe drugs to patients in order to treat their illnesses, conditions, conditions after surgery, etc. However, some patients are unable to afford them. A national poll from NORC at the University of Chicago and the West Health Institute shows, “About one in three...
Dental practices could utilize private health exchanges to provide insurance for their employees (Merhar 2016). Employers would determine the type of policies and “specified contribution levels” for employees, who would search for their own policies in the exchange online (Uzialko 2016). Private health exchanges may...
Employers should provide dental insurance to their employees in order to help them receive dental treatment. Fully insured dental plans provide predictable premiums for employers, but insurance companies could raise them (Wilmerding 2016). Employers who want to save money should consider self-funded dental insurance. Self-funded...
If small businesses, including small dental clinics, have at most 50 employees, they can search for health and/or dental insurance policies through the Small Business Health Options Program (SHOP), which is “part of the Affordable Care Act (ACA)” (Merhar 2016; “Overview of SHOP: Health insurance...
People could get health insurance policies by themselves or through their employers, such as dental clinics. Clinics can give different types of health insurance to their employees, ranging from “Individual health insurance (with or without a defined contribution allowance),” “small group health insurance policies” from...
Health insurance usually does not pay for dental and vision work (“My health insurance does not cover dental and vision”). Also, while businesses must have group health insurance policies if they employ at least 50 people due to the Affordable Care Act, they do not...
People’s mental and nervous conditions, such as depression and post-traumatic stress disorder, may hinder them from working (Nabity 2017a). Colin Nabity, “CEO and Founder of LeverageRx,” states, “Studies show mental illness is prevalent among physicians and dentists” (2017b). Additionally, the National Alliance on Mental Illness...
When dentists apply for disability benefits, they may not always receive coverage. In addition to reporting “a medical condition” and providing “statements from their physician(s) certifying disability,” dentists should provide detailed records of their tasks, proof of these fulfilled tasks, proof of earnings, etc., depending...
Although disability insurance covers people in the event that they cannot come to work due to illnesses and injuries, their policies may not cover all of them. Before officially enrolling into long-term policies, insurance companies have to learn about the applicants’ medical information and lifestyle...
If dentists wait until later to enroll into disability insurance policies, they may become unqualified for them (Schneider 2015; 2016). Furthermore, as dentists wait and age, they pay higher premiums for these policies (Schneider 2016). Insurance companies determine dentists’ eligibility for their disability insurance as...
